Metal cards are the future of finance

In 2019, Apple launched its credit card, made of titanium and weighing 15 grams. The payment industry is in a period of fierce competition. Amidst the battle, metal payment cards have become the hottest ticket in town. Metal cards are now an indicator of luxury status for high-value accounts such as the American Express Centurion. It was one of the first titanium cards available so far. These cards have grown in popularity from the. The way it is designed sleekly and its heavyweight are an indicator that they are top-notch products.

And then, the consumers can pay for their goods in a touch-free transaction process, through contactless metal cards, which is fast, frequent, and familiar. Contactless cards represented 73% of all card transactions last year. Payment providers need to provide a competitive advantage to keep their card offering top of wallet for today’s contactless consumers. Metal cards could be the answer for those but only if they are trusted and reliable. By combining contactless technology with fingerprint authorisation to secure credit limits, the payments can be made. Biometric fingerprint authorisation is the key link in the chain of trust. It provides an unparalleled level of defence for payment transactions. There will also be no need for PINs and payment limits from desirable metal cards thereafter.

Multiple services such as payments, transport, loyalty schemes and digital ID, can be made in a single card with fingerprint biometric. A more sustainable, safe, and timely solution is required to foster the future of personal finance and protect the funds of high-value consumers. Fingerprint biometric sensors incorporated in metal payment cards are just that solution.