SSS LoanLite goes live on RCBC DiskarTech
Unexpected expenses rarely wait for payday. A medical bill, home repair, school expense, or temporary cash-flow gap can leave Filipinos looking for a quick source of funds.
For qualified SSS members, SSS LoanLite powered by RCBC DiskarTech offers a digital option for short-term financial needs. Eligible members can apply through the RCBC DiskarTech app without visiting a branch or going through a lengthy application process.
Small loan, digital convenience
Qualified members can borrow ₱1,000 to ₱20,000, with repayment terms of 60 or 90 days, subject to SSS eligibility, applicable rates, fees, and charges. Members may also apply even if they have an existing SSS and/or RCBC loan, provided they are not past due and have remained in good credit standing. Once successfully availed, the loan proceeds are credited directly to the member’s RCBC DiskarTech account.
SSS LoanLite is available to active SSS members who meet the applicable requirements, including:
- At least 12 months of paid monthly contributions
- Filipino citizen, 18 to 65 years old at the end of the loan term
- No past due SSS Short-Term Member Loan/s
- With RCBC DiskarTech Regular Savings Account
- With SSS Transaction Reference Number (TRN) or MySSS Card powered by RCBC DiskarTech
Already have a MySSS Card?
Applying for SSS LoanLite is fully digital, with no employer certification or approval required and no employer-facilitated salary deduction. Eligible members can apply directly through the RCBC DiskarTech app:
1. Open the RCBC DiskarTech app and select SSS LoanLite.
2. Agree to the applicable terms and consent.
3. Input the necessary information and submit to check your qualification status.
4. If eligible, select the loan amount and term.
5. Provide the required information, review the Disclosure Statement, and complete the necessary authentications.
6. Check your RCBC account balance to ensure that the loan proceeds have been credited to your account.
Members who do not yet have a MySSS Card can begin by applying through the My.SSS Portal, selecting RCBC as their preferred financial institution. They can then register on the RCBC DiskarTech app using the TRN generated through the portal.
Importantly, members do not need to wait for the physical card to arrive before applying for SSS LoanLite, provided they have completed the required online registration and meet the eligibility requirements.
Know the cost before you borrow
SSS LoanLite carries an 8% annual interest rate, or approximately 0.67% per month. Applicable fees and charges are disclosed during the application process.
The convenience of digital lending should come with responsible borrowing. Members are encouraged to borrow only what they need and can repay within the selected 60- or 90-day term.
With SSS LoanLite, RCBC DiskarTech brings formal credit closer to qualified SSS members, giving them another digital option when unexpected financial needs arise.
About RCBC
RCBC (Rizal Commercial Banking Corporation) is one of the top banks in the Philippines. Currently ranked as the fifth largest privately owned bank in the country, RCBC offers a full range of financial products and services to individuals and businesses nationwide for 65 years and counting.
Recognized as the Best Bank for Digital and Best Bank for Customer Experience, RCBC continues to drive innovation through customer-focused, technology-driven solutions. The bank is a proud member of the Yuchengco Group of Companies (YGC), one of Southeast Asia’s most established conglomerates. To learn more, visit www.rcbc.com.
